Working out your real payment costs with the Merchant Fee Calculator
Why a small payment fee can take a big share of profit, and how to use the free calculator to price with confidence.
A 3% payment fee sounds small, but it is 3% of your revenue, not of your profit. If your margin is thin, that fee can take a much larger share of what you actually keep. The free Pigee merchant fee calculator shows the real impact so you can price with confidence.
What the calculator shows
- How payment fees affect your net profit, not just your revenue.
- The difference between what the customer pays and what you receive.
- Which products are most affected, so you can spot weak product lines quickly.
How to use it
- Enter a typical selling price and your cost for the product.
- Add the payment fee rate you pay.
- Compare the net profit with and without the fee.
- Repeat for your main products.
What to do with the results
If a product barely makes money after fees, consider a small price increase, bundling it with something else, or setting a minimum order. For international orders, remember delivery is paid by the customer at checkout on Pigee, so it does not come out of your margin.